Underwriting

XpertRule uses our advanced decision intelligence solution, viabl.ai to allow businesses to harness the power of their two most valuable assets – the expertise of their people and the predictive analytics in their data. 

We understand that companies continue to face significant challenges when underwriting new policies. Despite digitization, underwriting remains a mainly manual role, dependent on specialised skills accumulated through years of experience underwriting specific types of policies. 

While the availability of good quality information, both internal and external, has increased, its effective use to support underwriting a policy to reduce risk exposure has been limited, with a constant trade-off between the time taken to underwrite a policy and the quality of the activity and therefore its associated exposure to risk.  

viabl.ai provides the capability to digitize human expertise and superimpose this with data. This allows underwriting expertise to be captured and democratized across the organisation, reducing knowledge silos, improving underwriting skills and time taken for a new hire to be effective, while reducing the impact of resource attrition. 

viabl.ai provides a platform for rich human augmentation, giving underwriters the ability to use data from a range of sources to support underwriter decision making, while continually improving the process through predictive analytic capabilities.  

You get a reduction in time to underwrite a policy, improving productivity, alongside reduced exposure to policy risks through improved underwriting quality and a less time required to upskill your people. 

Talk to us about how we can exponentially improve your underwriting process and bring you immediate savings in time and risk.